What is staircasing?

As a shared ownership customer you can buy more shares in your home, this process is called staircasing. The more shares you own, the less rent you pay.

You can purchase as little as 10% or purchase the full remaining share in your property, giving you opportunity to have 100% ownership of your home (some properties are exempt from outright purchase, just check with our team first).

Our guide to staircasing will take you through the process step by step. You will also find more details about getting a valuation and some frequently asked questions.

Guide to staircasing

Support video

This short video gives you all the key information you need to understand staircasing - how it works, what it means for your home, and the steps involved if you decide to buy more shares over time. It’s a simple, clear overview designed to help you feel confident about the process, and we hope you find it genuinely useful.

Benefits of staircasing

Increased ownership: as you buy more shares, you increase your ownership stake in the property, potentially up to 100%.

Reduced rent: the more shares you own, the less rent you pay Flagship Homes on the remaining share.

Investment growth: owning a larger share of the property means you benefit more from any increase in the property’s value.

Full ownership: once you own 100% of the property, you no longer pay rent and have full control over the property, including the ability to sell it on the open market.

Using equity in your home to staircase

It may be possible to use the equity you have built up in your home to help you purchase more shares. Contact our sales advisors, Carly and Olivia, to find out more.

You can find our panel of mortgage advisors below.

Mortgage panel

Meet your staircasing team

Thinking about buying more shares in your home or selling your shared ownership property? Our specialist team is here to guide you through every step of the staircasing and re-sale process. From initial enquiries to final paperwork, we’re here to make things simple and stress-free. Click the link to meet the team and find out how we can help.

Carly - Sales Advisor

Olivia - Sales Advisor

Request to staircase

If you’re looking to purchase more of your shared ownership home, please fill in the enquiry form below and a member of our sales team will contact you shortly.

Leaseholder 1(Required)

First Last

Leaseholder 2 (if applicable)

First Last

Email address(Required)

Your contact number(Required)

Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Your home

Share currently owned (%)(Required)

Please enter a number less than or equal to 100.

Wish to purchase in addition (%)

Please enter a number less than or equal to 100.

Property type(Required)

Any consented home improvements that have been carried out?(Required)

Your solicitor (don't worry if you haven't got this information quite yet)

Company name

Acting solicitor's name

First Last

Phone

Direct email address

Office address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Why are you looking to staircase?(Required)