Not just places to live,
but places to love.

What is staircasing?

As a shared ownership customer you can buy more shares in your home, this process is called staircasing. The more shares you own, the less rent you pay.

You can purchase as little as 10% or purchase the full remaining share in your property, giving you opportunity to have 100% ownership of your home (some properties are exempt from outright purchase, just check with our team first).

Our guide to staircasing will take you through the process step by step. You will also find more details about getting a valuation and some frequently asked questions.

Guide to staircasing

Stairs inside a home

Benefits of staircasing

  • Increased ownership: as you buy more shares, you increase your ownership stake in the property, potentially up to 100%.
  • Reduced rent: the more shares you own, the less rent you pay Flagship Homes on the remaining share.
  • Investment growth: owning a larger share of the property means you benefit more from any increase in the property’s value.
  • Full ownership: once you own 100% of the property, you no longer pay rent and have full control over the property, including the ability to sell it on the open market.

    • Using equity in your home to staircase

    It may be possible to use the equity you have built up in your home to help you purchase more shares. Contact our sales advisors, Carly and Olivia, to find out more.

    You can find our panel of mortgage advisors below.

    Mortgage panel

    Lady at the door

    Meet your staircasing team

    Thinking about buying more shares in your home or selling your shared ownership property? Our specialist team is here to guide you through every step of the staircasing and re-sale process. From initial enquiries to final paperwork, we’re here to make things simple and stress-free. Click the link to meet the team and find out how we can help.

    Stairpay

    We’ve partnered with Stairpay, the home of gradual ownership, to give you a helpful tool for buying additional shares in your home.

    Stairpay is an online platform that includes an equity planner, showing how your share could grow in value over time, and a staircasing calculator that lets you explore the cost of purchasing more of your home. You’ll also get regular valuations, including monthly House Price Index updates, so you can easily keep track of the value of the share you already own.

    Follow the link below for more information.

    Stairpay

    Are you interested?

    If you are interested but would like us to call you to help you through the process please complete the form below and we will get in touch.

    Alternatively, if you are ready to go please complete the application form below, and email it to us on sales@flagship-homes.co.uk.

    Application form

    Person unlocking door